Insurance

You write personal collections, or carry the risk on them. Title makes the art in your book fully known: what is there, what it is worth, and where the exposure sits. Built for this inside Lloyd's Lab.

The Lloyd's building and the glass towers of Lime Street, City of London, seen from below against a bright sky
Photo by Guillaume Meurice / Pexels
  • Associated with Lloyd's of London
  • Trusted by insurance coverholders and managing general agents
  • Working with a leading reinsurance broker and a Lloyd's syndicate

The trophies are documented. The exposure is the volume nobody catalogs.

The famous pieces are appraised, and they are a fraction of the items. The rest is the volume: modest works on owner-stated or years-old values nobody checks one by one. That unchecked number flows from the policyholder to the carrier to the broker to the capital behind the policy.

Your whole book on one system of record. Your policyholders keep it current.

A coverholder keeps a spreadsheet per client, chases updates at renewal, and re-keys what comes back. The book is stale the day it is filed.

Title Steward gives you the book your capacity provider wishes you had, kept current by your clients in two minutes a quarter.

Start with your first cohort →
  1. 01

    Your clients keep their own schedule current

    One email, two buttons. Your team gets the same Excel it gets today, plus a dated PDF. You no longer chase.

  2. 02

    Your whole book, on a system of record

    Every client on one record, every change attributed, and value distributed across the book, the view insurers ask for. You no longer wonder what the book is worth.

  3. 03

    The quarterly read, and a plan

    Each quarter the book is scored item by item, every gap gets an action, and the appraisals are sourced on our rails. You no longer defend a number nobody checked.

See Steward at work →

Make the art in the book a risk you can price, carve out, and cede.

Carve out means insuring the art on its own terms; cede means passing part of that risk on. Neither works while the exposure sits on numbers nobody has checked.

We bring the read on a book: substantiation, staleness, concentration, and value at risk, scored against your thresholds, then a plan tiered by urgency, presented in person.

A conversation about your book →
  1. 01

    Primary carriers on high-value home

    Price the collection at its real value and its real risk.

  2. 02

    Reinsurance brokers and syndicates

    A ceded book legible enough to carry.

Proprietary rails for sourcing appraisals, a diagnostic that runs in your environment, a cost designed to pass through to the policyholder.

Why our valuations are different.

Flagged items get a valuation sourced on our rails, not a top-up on a declared number.

How valuation works →
  • Due diligence on every appraiser before you hear their name. Ten points, on the record.
  • The right specialist for the piece, not a generalist for the collection.
  • The work briefed, coordinated, and reviewed against the standard it must meet, by our team.